Effective date: June 27, 2026
Welcome to timtalksrealestate.com (the "Site"), operated by Timothy George ("we," "us"). By using the Site, our free tools, our content, or our coaching, you agree to these Terms. If you don't agree, please don't use the Site.
The most important part: Everything here is education. It is not financial, mortgage, credit-repair, investment, legal, or tax advice, and using the Site does not create any advisor, lender, or client relationship.
All content, calculators, simulators, the playbook, and coaching sessions are provided for general educational and informational purposes. They are not professional advice for your specific situation. Always consult a qualified, currently-licensed professional (lender, attorney, accountant, or financial advisor) before making financial decisions.
We are not a mortgage lender, broker, or currently-licensed loan originator, and nothing on the Site is an offer or solicitation to lend, originate, or refinance any loan. Timothy George is the founder of Infinity Financial Mortgage Corporation; references to that experience are background, not an offer of mortgage services.
Our tools produce estimates based on the assumptions and figures you enter and on general industry models. Real rates, payments, mortgage insurance, fees, and credit scores vary by lender, program, and your full profile. Do not rely on these estimates as a guarantee of any outcome.
Any paid coaching session is independent education and coaching where we explain concepts and general strategies that you choose to act on yourself. We are not a credit repair organization, we do not perform credit repair, disputes, or rescoring on your behalf, and we make no guarantee of any credit-score increase, loan approval, rate, or other result.
Some links are affiliate links, and we may earn a commission if you purchase through them, at no extra cost to you. Our recommendations are our honest opinion and are not influenced by commissions.
The Site's content, tools, and design are owned by Timothy George / Tim Talks Real Estate and are protected by law. You may use them for your personal, non-commercial purposes. Please don't copy, republish, or resell our content without permission.
You agree not to misuse the Site, attempt to disrupt it, or use it for any unlawful purpose.
The Site and everything on it are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability.
To the fullest extent allowed by law, Timothy George and Tim Talks Real Estate will not be liable for any indirect, incidental, or consequential damages, or for any decision you make based on the Site's content or tools. You use the Site and its information at your own risk.
The Site links to third-party sites and services we don't control and aren't responsible for.
We may update these Terms at any time; changes take effect when posted here with an updated effective date. Continued use means you accept the updated Terms.
These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-laws rules.
Questions? Email timteachesfinance@gmail.com.