Updated Weekly · Freddie Mac Survey via FRED

Today's Mortgage Rate — and What It Means in Dollars

The headline number every site shows you, plus the part they skip: what this week's move actually does to your payment. Bookmark this page — it's the 60-second rate check without the sales pitch.

30-Yr Fixed · National Average

—%

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52-wk low—

52-wk high—

1 yr ago—

30-Yr Fixed Rate History

Source: Freddie Mac Primary Mortgage Market Survey, published weekly via FRED. Your quoted rate depends on credit, points, and loan type.

Tim's Read on This Week

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— Timothy George · in the mortgage business since 2007 · no loans originated, no pitch

What this week's rate does to a real payment

Principal & interest on a 30-year fixed loan. This is the translation most rate pages never do.

Payment at today's rate — vs. last week and last year

Loan amount	Payment today	vs last wk	vs 1 yr ago

Your loan, this week

Your loan amount (or the one you're eyeing)

P&I only — taxes, insurance, and any PMI come on top. Want the full number? Price a real listing →

Rate Watch: know the moment it matters

I watch this number every week anyway. Join Rate Watch and when rates make a move worth acting on — a real drop, a refi window, a trend break — you'll hear it from me in plain English, with the payment math already done. Free.

The bigger picture

The numbers that push mortgage rates around — same data the pros watch.

Turn the rate into a decision

Free tool